How to Save Money Your First Year of Parenthood

A few days ago as of this writing we celebrated the our daughter’s first birthday. I can hardly believe that it’s already been a whole year! The past 12 months have seen many big milestones: first child, first steps, first words, first diaper, first sleepless night, etc. It has definitely had its difficult moments, but Read more about How to Save Money Your First Year of Parenthood[…]

Using My Credit Cards To Build Credit And Passive Income

When I was only 16 years old my father had me get my first ever credit card. It was nothing fancy, just a standard rewards card with Bank of America. It had a credit limit of $3000. On the day that he gave it to me my dad gave me very clear instructions: this card Read more about Using My Credit Cards To Build Credit And Passive Income[…]

The Lessons and Tips I Learned from Buying My First Car

When our daughter was born, I was driving a Scion XA and my wife had a Toyota Yaris. It quickly became apparent that neither of these vehicles was going to be suitable for the long term. Immediately after bringing our baby home any travel by default included a diaper bag, pumping equipment, clothes, and a Read more about The Lessons and Tips I Learned from Buying My First Car[…]

Join The Budget Challenge and Get A Free Excel Budget Template

My personal belief is that budgeting one’s monthly earnings and expenses is the first step towards achieving financial independence and meeting goals. For me, having a visual representation of where I am financially at any point in time is critical to my peace of mind. While I was in college I never tracked my spending or Read more about Join The Budget Challenge and Get A Free Excel Budget Template[…]